P1 Credit and Financial Analyst
Company: Truliant Federal Credit Union
Location: Norcross
Posted on: May 6, 2024
Job Description:
Truliant's mission is to improve lives by putting our members
first, providing great service and straightforward financial
solutions. Our core values of Member Focus, Service, Guidance,
Relationships, and Community define how we interact with members to
fulfill our mission of improving lives and providing a foundation
on which we conduct ourselves.Our Promise to Our Teammates:
Truliant strives to provide all teammates with an enjoyable place
to work where they feel valued, empowered and rewarded for all that
they do.Purpose of the JobThe Credit Analyst is responsible for
evaluating the creditworthiness of individuals, businesses, or
organizations applying for loans or credit. The Credit Analyst
assess financial data, credit histories, and other relevant
information to determine the risk involved in extending credit. Key
responsibilities include analyzing financial statements, making
credit recommendations, ensuring compliance with credit policies,
and maintaining effective communication with stakeholders. The
Credit Analysts plays a crucial role in managing credit risk and
supporting the organizations financial objectivesEssential
Functions and Responsibilities
- Evaluates credit applications and financial statements to
determine creditworthiness.
- Conducts risk assessments and analyze credit reports, payment
histories, and other relevant information.
- Determines credit limits and terms based on established
policies and guidelines.
- Communicates credit decisions to internal stakeholders and
external clients.
- Monitors and reviews credit accounts to ensure compliance with
payment terms and credit limits.
- Identifies and mitigates credit risk factors through ongoing
analysis and reporting.
- Collaborates with the sales and customer service teams to
support customer relationships and resolve credit-related
issues.
- Stays updated on industry trends, regulations, and best
practices related to credit analysis.
- Builds and maintains strong relationships with clients to
foster trust and loyalty.Other Duties and Responsibilities
- Assists with other tasks and projects as assigned.Knowledge,
Skills, and Abilities
- Must have excellent communication skills in English, both
verbal and written
- Must have basic knowledge of Microsoft Office
- Must have ability to understand all business processes within
the credit union
- Must be resourceful and well organized, with strong attention
to detail
- Good reasoning abilities and sound judgment required
- Must be able to work in a general office environment
- Must be flexible and able to shift resources and priorities as
required
- Must have strong understanding of financial statements, credit
risk assessment, and credit scoring models.
- Must be proficient in financial analysis tools and
software.
- Must have excellent analytical, problem-solving, and
decision-making skills.
- Must have effective communication and interpersonal
abilities.
- Must have ability to work independently and collaboratively in
a fast-paced environment.
- Must have experience with insurance premium finance or related
financial services
- Should become knowledgeable of P1 Finance's best practices,
policies, and procedures while demonstrating a strong commitment to
providing excellent service to Truliant's members.Physical
Requirements
- Occasional standing, walking, bending, and stooping
required
- Must be able to sit at a desk for long periods of time and use
a computer
- Must be able to moderately lift or move up to 5 pounds and
occasionally lift or move up to 10 poundsEducation and Background
- Bachelors degree in Finance, Accounting, or related field
required
- Professional certification (e.g., Certified Credit Analyst,
Chartered Financial Analyst) preferredIf you have a passion for
member service and would like to invest in a meaningful career with
opportunity for growth, we encourage you to apply to Truliant!As a
member of the Truliant family, you will enjoy the following full
time benefits:
- No-cost employee Medical, dental, vision coverage
- Prescription benefits (including mail order)
- Paid holidays and Paid Time Off (PTO)
- 401(k) plan with contribution matching
- Retirement/pension plan
- Paid community involvement volunteers hours
- Paid group life Insurance
- Teammate loan discounts
- Tuition reimbursement
- Short and long-term disability
- Health & Wellness program
- Teledoc (physician video conferencing)
- Onsite fitness facilities or health club reimbursement
- Employee Assistance Program (EAP)
- Medical flexible spending account
- Dependent care flexible spending account
Keywords: Truliant Federal Credit Union, Marietta , P1 Credit and Financial Analyst, Accounting, Auditing , Norcross, Georgia
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